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MoneyLion

Borrow, earn, win, and learn about money with the #1 finance app in the App Store.

Visit MoneyLion

MoneyLion is a consumer finance app that brings banking, short-term cash advances, credit building, investing, and a marketplace of third-party financial products into a single mobile experience. It is designed to help users manage day-to-day spending, cover gaps between paychecks, compare loan and card offers, and plan for longer-term goals.

Core features include the MoneyLion Spend checking account, Instacash cash advances, Credit Builder Plus loans and credit monitoring, managed and goal-based investing in stocks and ETFs, high-yield savings, and a Financial Heartbeat tracking tool. The app also offers rewards, cash back, insurance options, and a marketplace connecting users with personal loans, credit cards, mortgages, and other products from partner providers. MoneyLion One is a membership tier bundling banking benefits, rewards, and partner offers.

MoneyLion is aimed at individual consumers across a range of financial situations. Products are available a la carte through the app, with fees varying by service. MoneyLion One membership is billed monthly and can be waived with qualifying direct deposits; Credit Builder Plus carries a monthly membership fee tied to loan eligibility, while the Spend account and Instacash have no monthly administrative fee, with optional expedited delivery charges.

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