Acorns

Acorns is a mobile financial wellness app that combines saving, investing, banking and financial education in one place. It is designed to help users automate contributions, invest spare change through round-ups, and manage everyday spending alongside longer-term goals such as retirement and saving for children.

The app includes Acorns Invest (a diversified ETF brokerage account), Acorns Later (retirement/IRA accounts), Acorns Checking with a Visa debit card and Emergency Savings, Money Manager (which automatically splits money across investing, saving and spending), Acorns Earn (cashback invested as bonus investments), and Acorns Learn (courses, videos and articles). For families, Acorns Early provides a kids' money app with a customizable debit card, allowance and tasks, savings goals, parental controls and Money Missions learning content, alongside UGMA/UTMA custodial investing accounts. Acorns is not a bank; banking services are provided by partner banks, and investments carry SIPC protection.

Acorns is aimed at individuals and families at various stages of their financial journey, from beginners to those planning retirement or saving for children. Services are offered through monthly subscription plans in three tiers: Bronze, Silver and Gold, with certain features such as Money Manager, Checking & Emergency Savings, custodial investing and tax filing tied to specific plans.