Skip to content
whatismyalternative

Discover

Personal Banking, Credit Cards & Loans

Visit Discover

Discover provides consumer financial products covering credit cards, online banking, balance transfers, and personal loans, alongside home equity loans. It is now part of Capital One, with the two companies operating together to serve consumers across the credit spectrum.

The product range includes cash back and travel credit cards, student cards for those with limited or past credit issues, and a pre-approval check that does not affect credit scores. Cards support contactless payments and offer benefits such as security features and financial insights. Online banking accounts carry no fees or minimums, while personal loans of up to $40k have no origination fees or prepayment penalties and feature fixed monthly payments. Balance transfers are available for consolidating higher-interest debt. Calculators for credit card payoff scenarios and loan payments are provided, along with educational articles on credit and money management.

Discover serves individual consumers seeking credit, banking, and lending products, including students and those building or rebuilding credit. Discover no longer offers or services student loans.

12 alternatives to Discover

Ranked by how well each tool replaces Discover: shared features, audience, price and popularity.

  1. Personal banking services and products from RBC Royal Bank

    Covers 3 of 14 key features.

    62 out of 100 match—
  2. Credit Card, Mortgage, Banking, Auto | Chase Online | Chase.com

    Covers 0 of 14 key features.

    60 out of 100 match—
  3. Personalized banking services including checking, credit cards, home loans and investing

    Covers 0 of 14 key features.

    60 out of 100 match—
  4. Borrow, earn, win, and learn about money with the #1 finance app in the App Store.

    Covers 1 of 14 key features and has a free plan.

    Free plan
    60 out of 100 match$9.99/mo
  5. What would you like to the power to do?

    Covers 1 of 14 key features.

    59 out of 100 match—
  6. Finance smarter

    Covers 1 of 14 key features.

    58 out of 100 match—
  7. Bank of The Free

    Covers 2 of 14 key features and has a free plan.

    Free plan
    58 out of 100 matchContact sales
  8. Automated investing and financial planning

    Covers 1 of 14 key features and has a free plan.

    Free plan
    57 out of 100 match$5/mo
  9. Reach your credit and money goals

    Covers 0 of 14 key features and has a free plan.

    Free plan
    55 out of 100 matchFree
  10. Love your bank | Spend, save, and invest in one app

    Covers 1 of 14 key features and has a free plan.

    Free plan
    54 out of 100 match$4.90/mo
  11. Good with money starts here. Organise your money, build great habits and stay in control.

    Covers 1 of 14 key features.

    54 out of 100 matchFree
  12. Personal loans, credit cards, and investing online

    Covers 0 of 14 key features.

    53 out of 100 match—