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Cash App

The way money should work

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Cash App is a consumer financial services platform from Block, Inc. that brings payments, spending, saving, borrowing, investing, and tax filing into one mobile app. It lets users send and receive money, receive paychecks, spend with a debit card, and access short-term cash between paydays. Cash App is not itself an FDIC-insured bank; banking services are provided through partner banks, and prepaid debit cards are issued by Sutton Bank and The Bancorp Bank, N.A.

Core capabilities include the Cash App Card with customizable designs, cash back offers, real-time alerts, and lockable Cash App Tags for contactless payments. Users can send money with stickers and text, collect group payments through pools, sync contacts, and use Security Lock with face, fingerprint, or PIN verification. The app offers savings with interest, automatic savings tools, and spare-change investing in stocks or bitcoin, alongside Borrow, overdraft coverage, Afterpay pay-over-time, and paycheck access up to two days early. Brokerage services are provided by Cash App Investing LLC, and tax filing is handled by Cash App Taxes, Inc.

Cash App is aimed at individuals managing everyday money, including peer-to-peer payments, card spending, savings, short-term borrowing, and investing. It is available on iOS and Android. The pages describe a free-to-use app with optional benefits such as Green, which includes higher Borrow limits, savings interest, overdraft coverage, and ATM withdrawals, though eligibility and terms apply.

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