Infina

Infina is a financial platform that addresses the need for flexible, interest-earning savings on funds that are typically kept liquid, such as emergency reserves, salaries, or money awaiting investment. Its core product, the "Tài khoản sinh lời" (Interest-Bearing Account), allows users to earn daily returns on their balance while retaining the ability to withdraw funds at any time without forfeiting the accrued interest, solving the common problem of losing earnings when accessing money from a fixed-term savings account.

Beyond its primary account, the platform surfaces other financial products from partner companies. These include securities trading through Finavi, a stock trading platform integrated with analytical tools, and insurance products from PVI. The platform is available as a mobile application and is designed to be simple and free to start using.

Infina is designed for individual users, including office workers, business owners, and investors, who want to earn returns on their available cash. The service is offered through a mobile app with a free sign-up process. The platform also partners with other companies, such as TPBank, ZaloPay, and AppotaPay, to integrate its interest-bearing account into their own services.