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Fintual

Una máquina para hacer crecer tu patrimonio

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Fintual is a regulated investment app operated as an Administradora General de Fondos under Chile's Comisión para el Mercado Financiero (CMF). It lets people invest without minimum amounts across mutual funds, APV retirement savings, stocks and ETFs, with withdrawals available online and without additional charges.

The platform offers investment options organized by purpose: Reserva for low-risk savings, Inversiones for goals with different time horizons, Jubilación for retirement savings, and Acciones for stocks and ETFs. The app includes goal simulation, scheduled transfers, daily fund valuation, and access to fund performance data and informational booklets. Stock trading covers more than 1,000 US-listed ETFs and stocks, with ten free orders per month and a dollar-buying section for funding positions. The investment team manages portfolios and publishes research on investment methods.

Fintual is available through mobile apps for Android and iPhone, with account creation requiring an identity card. Fund fees are charged daily as a percentage of invested assets, with a separate rate for the APV series; stock orders beyond the monthly free allowance carry a percentage-based commission. There is no minimum investment amount, and users can withdraw funds at any time.

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