PNC Simple Checking
Hassle-free checking with fewer fees
PNC Simple Checking is a checking account from PNC Bank, a national bank that provides deposit products and services through PNC Bank, National Association. It is designed for everyday banking with a low monthly service charge that can be waived, no overdraft fees, and no minimum deposit required to open the account online. The account is Bank On certified, meaning it meets national standards for safe, affordable, and accessible banking, including for customers seeking a second chance.
The account includes a debit card with selectable designs, cardless ATM access, transfers between PNC accounts, and access to a nationwide branch and ATM network. Through the PNC Mobile app, customers can set customizable account alerts, send and receive money with Zelle, switch direct deposit, deposit checks, and pay bills. PNC also offers multifactor authentication, account activity alerts, and free fraud protection software for online banking customers. The monthly service charge is waived with any qualifying direct deposit or for account holders under 25 or 62 and older.
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