Wallbit
Get paid, spend and invest in a single app.
Wallbit is a digital banking platform for remote workers, freelancers, and content creators who earn across borders. It lets users receive and send payments, hold and save in U.S. dollars, withdraw to local currency, make QR and Pix payments, pay bills, and invest in U.S. stocks and ETFs through a single app. Brokerage services are provided by Alpaca Securities LLC and investment advisory services by W2B, Inc.
The platform includes a global account, an international Visa card usable in over 150 countries, local currency withdrawals, bill payments, QR and Pix payments, and market data. Deposits in USD, EUR, USDC, USDT, and local currency are free. Security features include two-factor authentication, TLS 1.2+ encryption, SOC 2 certification, and excess SIPC coverage of up to $75 million per account. The app runs on iOS and Android, with in-app support available 24/7.
Wallbit is packaged in three monthly plans: Classic (free), Pro, and Max. The free Classic plan includes a U.S. account, an interest-bearing account, access to over 12,000 investment assets, and a Visa Platinum card. Paid tiers add preferred FX rates, lower trading fees, higher yields, and priority support. Account opening is free, and a one-time fee applies for virtual card issuance.
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