PocketSmith
Manage your money like a household CFO
PocketSmith is personal finance and budgeting software founded in 2008 that connects bank accounts, tracks spending, and forecasts future account balances. It brings accounts, transactions, budgets, and reports into one place so users can see where their money goes and plan ahead.
Features include automatic live bank feeds connecting to over 12,000 institutions worldwide, multi-currency support with automatic conversion, transaction categorization and search, flexible budgeting with a budget calendar, what-if scenarios, and cash projections forecasting daily balances up to 60 years ahead. Reporting covers dashboards, income and expense, net worth, and cashflow statements. File management lets users store and organize documents alongside transactions. An MCP server connects the PocketSmith data to AI assistants such as ChatGPT and Claude, with read-only or write access options. The platform offers mobile and desktop apps, an API, and an Express Migration tool for switching from other apps. Security features include encrypted connections, encrypted data at rest, hashed passwords, two-factor authentication, and read-only bank feeds.
PocketSmith is aimed at individuals and households managing personal finances, and accounts can be shared with an advisor, friend, or family member. It offers a free plan to start, with paid plans available.
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