Moneydance
Personal finance app for Mac, Windows, Linux, iPhone and iPad
Moneydance is a personal finance application designed to help individuals manage their money while keeping their financial data private and secure. It solves the problem of needing a full-featured finance tool that does not rely on cloud storage or share user information, as all data is stored locally on the user's device and encrypted.
The software includes online banking and bill payment capabilities, account management, budgeting tools, investment tracking for stocks, bonds, CDs, and mutual funds, as well as multi-currency support. It offers detailed graphs and reports, account registers with payee auto-complete, and transaction reminders for recurring payments. A mobile app is available for iOS and Android devices, allowing users to enter and edit transactions with secure syncing to the desktop version. The application also supports extensions that add functionality such as stock price updaters and debt payoff calculators.
Moneydance is intended for individuals seeking a private, locally-stored alternative to cloud-based personal finance software. A free trial is available, which is fully functional but limited to 100 manually entered transactions. The product is purchased as a license, and the company offers a 90-day money-back guarantee.
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