YNAB
Personal budgeting app and money method
YNAB is a personal finance app built around the principle of giving every dollar a job. It helps users plan spending and savings before money is spent, connect bank accounts, import transactions, set targets for savings and debt, and track spending and net worth across devices. The company is funded by subscriptions rather than data sales.
Features include bank connection and automatic transaction import through Plaid and MX, goal and target tracking, a loan calculator for debt management, spending and net worth reports, category templates, Apple Card import, customizable views, and mobile widgets. YNAB syncs across computer, phone, and tablet with offline access, and supports file-based import for banks outside the US, Canada, UK, and EU. A subscription can be shared with up to six people.
YNAB is aimed at individuals and households managing personal budgets, savings goals, and debt. It is packaged as a subscription with monthly and annual plans, plus a 34-day free trial that does not require a credit card. College students can request a free 365-day trial through the College Program.
12 alternatives to YNAB
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