Kobana

Kobana is a financial platform for Brazilian companies that connects to dozens of banks and uses AI to automate billing, payments, and reconciliation. It brings banking infrastructure, back-office finance, and AI-driven operations into a single environment, covering accounts payable, accounts receivable, bank reconciliation, and multi-company management.

The platform is organized into three layers: AI, management systems, and infrastructure. AI features include Kia, an application that reads spreadsheets, PDFs, and CNAB files and executes operations in natural language with user approval, and Kadu, an AI agent handling collections, payments, and reconciliation. Management tools include Financeiro Inteligente, Faturamento Automático for recurring billing with integrated invoicing, and Régua de Cobrança for automated collection rules. Infrastructure includes a banking gateway API connecting to over 40 Brazilian banks for collections, payments, transfers, and automated reconciliation, with connections via API or CNAB files and a dashboard for visual management. The platform also offers MCP servers with AI tools, webhooks, batch imports, and granular access controls with 2FA.

Kobana serves companies that need to operate across multiple banks and automate financial back-office work, as well as developers integrating banking operations through a unified API. Accounts can be added as the operation grows, with new users and functionality available as needed.