Skip to content
whatismyalternative

Toku

Account Receivables Platform for Latin American Enterprises.

Visit Toku

Toku is a payment and receivables platform for large enterprises in Latin America. It brings payment infrastructure and conversational AI agents into one system, helping organizations automate collections, reduce processing fees and IT maintenance costs, and limit fraud while keeping data protected. The platform also aims to improve customer experience through agents that respond around the clock.

The product is organized around Home, Recaudación (collections), Pagos (payments), Conexiones 360 (360-degree connections), and Agente modules. The agent lineup includes Agente de Ventas (sales), Agente de Soporte (support), and Agente de Cobranza (collections), which handle sales, support, and collections tasks 24/7. Toku serves industries including real estate, insurance, education, toll roads, telecommunications, utilities, financial services, consumer goods and retail, and health. The site offers a free consultation, documentation, a help center, compliance resources, and a status page. Pricing details are not stated on the available pages.

12 alternatives to Toku

Ranked by how well each tool replaces Toku: shared features, audience, price and popularity.

  1. Fintoc

    Payment platform and API for businesses in Chile

    Covers 6 of 15 key features.

    58 out of 100 match—

  2. Trolley

    The payouts platform for the internet economy.

    Covers 5 of 15 key features.

    58 out of 100 matchContact sales

  3. Onafriq

    Africa's Largest Digital Payments Gateway

    Covers 4 of 15 key features.

    57 out of 100 matchContact sales

  4. Tango

    Rewards that are secure to deliver and awesome to receive

    Covers 2 of 15 key features and has a free plan.

    Free plan
    57 out of 100 matchFree

  5. Tremendous

    A platform for businesses to send gift cards, prepaid cards, monetary payouts, and charity

    Covers 6 of 15 key features and has a free plan.

    Free plan
    57 out of 100 matchFree

  6. Botcopy

    Conversational AI deployment platform for public-sector agencies

    Covers 6 of 15 key features.

    56 out of 100 matchContact sales

  7. Fiserv

    Financial services technology, mobile banking, payments

    Covers 7 of 15 key features.

    56 out of 100 matchContact sales

  8. Apurata

    Point of sale financing for Latin America's middle class.

    Covers 5 of 15 key features.

    56 out of 100 matchUsage-based

  9. Modern Treasury

    Build products that move money

    Covers 5 of 15 key features.

    56 out of 100 matchUsage-based

  10. Belvo

    Open finance data and payments platform for Latin America

    Covers 4 of 15 key features and has a free plan.

    Free plan
    56 out of 100 match$1,000/mo

  11. PayPal

    Online payments trusted by consumers.

    Covers 1 of 15 key features.

    55 out of 100 match—

  12. Palomma

    AI and financial services platform for real estate rental cycles in Latin America.

    Covers 5 of 15 key features.

    55 out of 100 match—