Klutch Card
Your Card. Your Rules.
Klutch Card is an app-powered Visa credit card that lets users install mini apps to add features to their card. The platform is designed to give users control over how their card works, with mini apps that monitor transactions, perform calculations, and approve or decline transactions on the user's behalf.
The mini app ecosystem includes budgeting tools such as Monthly Budget, Spending Categories, and Google Sheet Sync; spend controls including Single-Use Card, Merchant Card, Private Cards, Advanced Controls, and If/Then automations; and smart spending features such as Klutch AI Insights, Klutch Receipts, Klutch Deals, Custom Autopay, and Klutch MCP for use with Claude or ChatGPT. Additional apps include Subscription Monitor, Child Allowances, Climate Impact by Nori, FSA Auto Claimer by Binkey, and Klutch Challenges. The card supports virtual cards, Apple Pay and Google Pay, and has no foreign transaction fees.
Klutch offers two card products: Klutch Credit, a Visa credit card with a flexible credit limit and low APR, and Klutch Spend, a prepaid card with no credit checks or credit impact. Plans include a free Essentials tier, a Rewards plan, and a Metal plan, with mini apps available on a free or pay-per-use basis on Essentials and included on paid plans.
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