Fluz
Your Money on Max
Fluz is a payments and rewards platform for individuals, businesses, and platforms that want to earn cashback and manage spending without replacing their existing bank or payment methods. It brings virtual cards, digital gift cards, bill pay, spend accounts, and a shopping marketplace into one place, with funding from linked bank accounts, debit or credit cards, PayPal, and other sources.
Core capabilities include virtual cards with cashback and real-time spending controls, digital gift cards from thousands of brands, bill pay for people and vendors, and shared spend accounts with budgets, permissions, and approval workflows. The Fluz Marketplace covers categories such as travel, home goods, beauty, electronics, office supplies, and pet products, with bulk purchasing options for businesses. Security features include one-time-use virtual cards, biometric authentication, PCI DSS compliance, encryption, and fraud monitoring. Fluz works with Apple Pay and Google Pay and is available through a mobile app.
Fluz is designed for consumers earning rewards on everyday purchases, businesses controlling team spend, and platforms launching branded payment experiences. The service is free to join, with no annual or per-seat fees mentioned, and is positioned as working alongside a user's current bank rather than replacing it.
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