Gullak Money

Savings made easy with Gullak — plan, save and grow money toward life goals

Gullak Money is a consumer savings app for users in India that automates regular saving and invests the accumulated money in 24k 999 digital gold. It addresses the difficulty of setting money aside consistently by supporting automatic payments, reminders, and saving tied to everyday spending, with daily plans starting at ₹50/day and gold purchases from ₹100/day.

The app includes goal-based saving plans, a Gold+ SIP configured through UPI AutoPay, and a save-on-every-spend feature that invests on the user's behalf. Gold can be withdrawn as cash or gold, sold with proceeds transferred to a selected UPI ID, or delivered as a physical gold coin across India. The app is available for Android and iOS, and the pages describe a free-to-download model with no separate editions or seat-based pricing mentioned.

12 alternatives to Gullak Money

Ranked by how well each tool replaces Gullak Money: shared features, audience, price and popularity.

Trust Wallet
The crypto wallet you control
Covers 1 of 15 key features and has a free plan.
Free planPayments
64 out of 100 matchContact sales
Klarna
Consumer finance app for flexible payments, cards, and spending insights.
Covers 7 of 15 key features and has a free plan.
Free planPaymentsSupportSecurityFree tier
59 out of 100 matchContact sales
Cash App
The way money should work
Covers 5 of 15 key features and has a free plan.
Free planPaymentsNotificationsSecurityMobile apps ios android
59 out of 100 matchContact sales
Groww
Online Demat, Trading and Direct Mutual Fund Investment in India
Covers 0 of 15 key features and has a free plan.
Free plan
59 out of 100 matchContact sales
Gerald
Smart banking app offering cash advances and buy now, pay later for household essentials.
Covers 4 of 15 key features and has a free plan.
Free planPaymentsMobile apps ios androidFree tierNotifications
57 out of 100 matchFree
Thndr
The easiest way to invest in stocks, gold, and mutual funds in Egypt
Covers 4 of 15 key features.
Free tierSupportMobile apps ios androidSecurity
57 out of 100 match—
Guarda Wallet
Non-custodial crypto wallet for storing, buying, swapping, and staking assets across 70+
Covers 4 of 15 key features and has a free plan.
Free planPaymentsSecurityNotificationsSupport
57 out of 100 matchContact sales
YooMoney
A personal finance space: payments, transfers and cards (from the site title/description,
Covers 2 of 15 key features and has a free plan.
Free planPaymentsSecurity
56 out of 100 matchContact sales
GoSats
Transform Your Purchases Into Valuable Assets On Every Spend
Covers 1 of 15 key features.
Payments
55 out of 100 match—
Coupl
Banking designed for Indian couples.
Covers 8 of 15 key features.
PaymentsTrackingNotificationsScheduling
55 out of 100 match—
Affirm
Buy now pay later without the fees. Flexible payment options with longer plans, lower and
Covers 4 of 15 key features and has a free plan.
Free planPaymentsMobile apps ios androidSecurityCompliance reporting
55 out of 100 matchContact sales
EarnIn
You worked today. Get paid today.
Covers 3 of 15 key features and has a free plan.
Free planNotificationsSecurityTracking
54 out of 100 matchFree