Arc

Arc is a cash management and capital markets platform for technology companies, combining business banking, treasury, and financing in a single system. It addresses the cost and operational friction of managing operating cash, earning yield on idle balances, meeting lender requirements, and raising debt capital.

The platform includes Business accounts for sending wires and ACH and issuing cards with spend controls; Treasury with daily liquidity and automated T-Bill laddering; a lender-controlled DACA account with in-app controls and automated alerts; and an AI CFO agent, Archie, which ingests transaction data for real-time analysis, anomaly detection, and scheduled reporting. A Debt Raise service connects companies to a network of over 200 lenders, supported by Arc's capital markets team. Accounts use multi-factor authentication and granular employee permissions.

Arc is packaged in three editions: Essentials, a core cash management and treasury plan; Premium, an annual paid membership adding unlimited CFO Agent access, a dedicated relationship manager, and reduced DACA and Debt Marketplace fees; and Enterprise, an annual paid membership with custom pricing, a dedicated support team, and customized feature builds. Card cashback rewards and brokerage net yield vary by edition.