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Xe

Currency exchange rates and international money transfers

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Xe is a currency conversion and international money transfer service for individuals and businesses. It provides live mid-market exchange rates, currency charts, historical rates, rate alerts, and an IBAN calculator, alongside transfers to more than 190 countries in over 130 currencies. Transfers can be funded by bank account, credit card, or debit card, with recipients able to receive funds through bank accounts or cash pickup locations. The service also offers a commercial currency data API and a business platform for cross-border payments.

For businesses, Xe provides global payments, FX risk management through rate locks and limits, and integrations with ERP and accounting systems such as Microsoft Dynamics 365 and Sage Intacct. The platform includes a payments API, embedded ERP solutions, mass payments, and automated reporting. The currency data API supplies real-time exchange rates for hundreds of currencies. Security features include multi-factor authentication, biometric verification, 24/7 monitoring, and AI-based threat detection. Xe is available through web and mobile apps, with a free account option for personal use and a free business account; pricing for transfers and API access is not specified on these pages.

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