Spenny
Save every time you spend, automatically
Spenny is a personal finance application designed to help users save and invest money automatically. It addresses the common challenges of not having enough time, knowledge, or a large sum of money to begin investing. The app solves this by rounding up everyday spending made via cards, UPI, or netbanking to the nearest Rs.10 and investing the spare change, turning small, frequent transactions into a savings habit.
The app's core feature is automatic round-up investments, which can be directed into either Digital Gold or Mutual Funds. Users can also make one-time lump sum investments starting from as low as Rs.10. Spenny offers Autopay for automatic investments and allows withdrawals at any time with no lock-in periods. The platform is regulated by SEBI and uses bank-level security with AES-256 encryption.
Spenny is intended for individuals in India who find traditional investing intimidating or inaccessible. The app can be set up in under a minute. While specific pricing details are not available on the provided pages, the service is designed for small, frequent investments, with a low entry point for lump sum investments.
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