Payna
AI licensing and compliance for regulated companies
Payna is a regulatory technology platform that manages state licensing and compliance for regulated companies and their licensed employees across all 50 US states. It addresses the problem of tracking state-by-state license applications, renewals, and individual credentials across fragmented forms, portals, and deadlines, replacing manual spreadsheet tracking with a single system of record.
The platform is organized into four products: Apply for new state license applications, Seats for per-person licensing through NMLS (MU4 filings, sponsorships, CE) and NIPR (adjusters and producers), Maintain for ongoing renewals, amendments, call reports, and exam preparation, and API for programmatic access to license status and sponsorship data. AI features draft applications and renewals, with human review before submission. The platform includes role-based access control, multi-factor authentication, tenant isolation, and an immutable audit log, and is SOC 2 Type I and Type II compliant.
Payna serves mortgage, insurance, lending, collections, fintech, crypto, and money transmitter companies. It is offered through a demo-based process, with no free plan, trial, or published pricing details on these pages.
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