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Payload

Unified payment infrastructure for receiving, sending and facilitating money movement

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Payload is a payment platform for receiving, sending, and facilitating money movement across multiple channels and methods. It addresses the need to consolidate payment acceptance, payouts, invoicing, onboarding, funding, and embedded banking into a single infrastructure, including compliance handling such as PCI, KYC, AML, and fraud prevention.

Core capabilities include Smart Enrollment for KYC and identity verification, Flexible Billing & Pricing with fee splits and revenue sharing, Dynamic Funding, and Embedded Banking with synthetic accounts and virtual cards. Invoicing supports branded invoices, recurring billing, autopay, and invoice presentment. Integration options span REST APIs, native SDKs for Node.js, Python, Go, Ruby, Java, and .NET, embedded UI components, white-label checkout, hosted payment pages, and webhooks. Payment methods include cards, Apple Pay, Google Pay, pay by bank, checks, instant payments, wire, and push-to-debit.

Payload serves platforms, enterprises, and small-to-medium businesses, with use cases in real estate, legal payments, and professional services. Packaging details such as free plans, trials, or specific editions are not stated on the provided pages.

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