NMI

NMI is a modular, white-label embedded payments platform that enables partners to accept, manage and move money across card, bank and real-time payment rails. The company works exclusively through partners such as banks, independent sales organizations, payment facilitators and software providers, rather than selling directly to merchants. It solves the complexity of integrating multiple payment services by providing a unified platform that partners can brand as their own.

The platform includes three main components: a payment gateway for secure transaction processing, MerchantCentral for managing the full merchant lifecycle including underwriting and onboarding, and a payments processing module for revenue sharing. It offers flexible APIs, SDKs, and low-code or no-code components for integration. The platform supports omnichannel payments including online, in-store, in-app, self-service and digital wallets. It connects to over 150 processors and holds certifications for the US, UK, EU and ROI. NMI also provides AI-powered pricing intelligence and statement analysis tools.

NMI is designed for independent sales organizations, software vendors, banks and payment facilitators. The platform is white-label and modular, allowing partners to select and combine services as needed. Pricing is not disclosed on the pages, and there is no mention of a free plan or trial. The platform is partner-centric, with partners controlling their own pricing models and revenue sharing arrangements.