Skip to content
whatismyalternative

Dayra

FinancialOS for businesses of the new economy

Visit Dayra

Dayra is a financial infrastructure platform that lets businesses access capital directly and embed financial services for their workers and customers within their own app or platform. It addresses the need for financing and payment capabilities without building them from scratch, covering transfers to workers and suppliers, direct financing to pay suppliers and workers, and lending offered to workers and customers through a company's own product.

The platform includes Dayra Pay for transfers, Dayra Extend for direct financing and supplier payments, and Dayra Lend for embedded capital access. Integration is available through a co-branded widget, a dashboard for monitoring activity, and APIs with over 400 endpoints for building custom lending experiences. Loan cycles and tenors can be customized, and credit limits are pre-computed.

Dayra serves businesses seeking direct capital access as well as user-facing platforms that want to offer financial services to their workers and customer base. Integration options include dashboards, widgets, and APIs. The pages describe demo and documentation access but do not specify plan tiers, trials, or pricing structure.

12 alternatives to Dayra

Ranked by how well each tool replaces Dayra: shared features, audience, price and popularity.

  1. Razorpay

    Payments, banking, payroll and credit platform for businesses in India

    Covers 1 of 13 key features and has a free plan.

    Free plan
    63 out of 100 matchContact sales

  2. Decentro

    Cross-border payments and banking APIs platform for businesses

    Covers 6 of 13 key features.

    62 out of 100 match—

  3. Fiserv

    Financial services technology, mobile banking, payments

    Covers 2 of 13 key features.

    62 out of 100 matchContact sales

  4. Plaid

    Payments, onboarding, lending, and financial data — all through one API platform.

    Covers 2 of 13 key features and has a free plan.

    62 out of 100 matchUsage-based

  5. Airwallex

    Global payments and financial platform for businesses (EU site)

    Covers 1 of 13 key features and has a free plan.

    Free plan
    61 out of 100 matchContact sales

  6. Adyen

    One platform for payments, data, and financial products, built for large businesses.

    Covers 5 of 13 key features.

    61 out of 100 matchUsage-based

  7. Belvo

    Open finance data and payments platform for Latin America

    Covers 3 of 13 key features and has a free plan.

    Free plan
    61 out of 100 match$1,000/mo

  8. Fundbox

    Embedded business financing infrastructure for platforms, with APIs and program management

    Covers 3 of 13 key features.

    61 out of 100 match—

  9. Dwolla

    Bank payment infrastructure for platforms

    Covers 5 of 13 key features.

    60 out of 100 matchContact sales

  10. R2

    R2: Financial services for merchants on your platform.

    Covers 4 of 13 key features.

    59 out of 100 match—

  11. FastSpring

    All-In-One Payments, Subscriptions, and Automated Tax Compliance Platform

    Covers 6 of 13 key features.

    59 out of 100 matchUsage-based

  12. Tremendous

    A platform for businesses to send gift cards, prepaid cards, monetary payouts, and charity

    Covers 5 of 13 key features and has a free plan.

    Free plan
    58 out of 100 matchFree