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Codat

Codat turns on-demand client data into personalized insights that help commercial banking

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Codat provides business data APIs that connect financial platforms to their customers' accounting, banking, and commerce systems. It addresses the development and maintenance burden of building integrations individually, while also giving commercial banking teams access to client financial data for advisory and sales purposes. The platform supports both data extraction and write-back for accounting automation.

Core capabilities include modern REST APIs, webhooks, SDKs, a standardized data model across sources, and two-way data sync. Named solutions include Bill Pay, Expense Management, Bank Feeds, Underwriting & Monitoring, Spend Insights, and Working Capital Insights. The Commercial Card Sales product adds automated ERP data collection, predictive supplier acceptance scoring, continuous monitoring alerts, customizable reporting, and multi-role permissions. Integrations cover major accounting, banking, and commerce platforms, with SAML SSO and ISO27001 and SOC 2 Type II audits.

Codat serves fintechs, business lenders, payment platforms, and commercial banking teams including card and treasury sales functions. Packaging details such as free plans, trials, or seat-based and usage-based editions are not specified on these pages.

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