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Alloy

Full-lifecycle identity & fraud intelligence.

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Alloy is an identity and fraud prevention platform for financial institutions, fintechs, credit unions, sponsor banks, and crypto companies. It addresses the challenge of managing identity risk across the customer lifecycle by combining data orchestration, decisioning, and AI to support onboarding, fraud prevention, and regulatory compliance.

The platform includes an open data ecosystem with access to 270+ partner solutions, an orchestration engine that routes inputs and sequences vendor calls, and an Actionable AI suite. Named capabilities include Fraud Signal, a predictive machine learning model for fraud risk scoring; Fraud Attack Radar, which detects coordinated attacks at the portfolio level; and an AI Assistant for agentic case review and compliance tasks. Use cases span KYC, KYB, AML, watchlist screening, transaction monitoring, case management, SAR/CTR filing, credit decisioning, and risk-based authentication across consumer, commercial, merchant, and embedded finance products.

Alloy is designed for risk, compliance, fraud, and product teams at banks, credit unions, fintechs, and crypto companies. The pages describe a demo-based engagement model and do not specify free plans, trials, editions, or pricing structure.

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