Sphere Pay

Sphere is a payments platform that uses stablecoin rails to move dollars across borders, targeting cross-border settlement, treasury and liquidity movement, and on/off-ramp needs. It addresses correspondent banking delays, prefunding, and fragmented integrations by combining payments, FX, custody, and compliance in one interface.

Core components include a REST API with SDKs for sending, receiving, converting, and reconciling across currencies and chains; a self-serve dashboard for managing payments without code; an embedded fiat-crypto ramp implemented in a small amount of JavaScript; and a private desk for strategic OTC transfers with FX pricing and routing support. Compliance features such as KYC, KYB, sanctions screening, and fraud prevention are embedded at the protocol and API level. Supported currencies include USD, EUR, USDC, and USDT, with networks including Ethereum, Solana, Tron, Polygon, Base, Arbitrum, Avalanche, Aptos, Sei, and Starknet.

Sphere is aimed at businesses, neobanks, digital wallets, exchanges, brokers, PSPs, marketplaces, payroll platforms, importers, exporters, and trading firms, particularly those operating in emerging markets. Access is available through the API, dashboard, embedded ramp, or private desk; the pages do not specify pricing, plans, or trial terms.