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PEX

Corporate card and expense management platform for employee spending

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PEX is a corporate card and expense management platform that combines Visa prepaid and commercial cards with software for controlling company spending. It issues physical and virtual cards, captures and matches receipts, enforces spend rules, handles bill pay and reimbursements, and syncs transactions with accounting and ERP systems.

The platform includes virtual cards, spend controls, approval workflows, receipt management, AI-powered receipt capture and matching, mobile access, reporting, and integrations with accounting, ERP, and productivity software such as QuickBooks Online, NetSuite, SAP Concur, Xero, Sage Intacct, and others. A PEX API and MCP server for Claude are also available.

PEX is designed for small businesses, mid-market companies, and enterprises across industries including construction, nonprofits, media, and business services. It offers a free trial, with card options including Visa prepaid and commercial cards.

12 alternatives to PEX

Ranked by how well each tool replaces PEX: shared features, audience, price and popularity.

  1. Expensify

    The easiest way to do your expenses

    Covers 9 of 15 key features.

    Free plan
    68 out of 100 matchContact sales

  2. Perk

    Travel, expense and event management platform with policy enforcement and AI automation

    Covers 10 of 15 key features.

    Free plan
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  3. Brex

    Finance built for speed and control.

    Covers 1 of 15 key features and starts cheaper.

    Free plan
    66 out of 100 match$12/mo

  4. Mobilexpense

    Spend management platform combining business credit cards, travel, expenses and policy

    Covers 2 of 15 key features and starts cheaper.

    65 out of 100 match$8/mo

  5. Pleo

    Smarter spending for your business

    Covers 1 of 15 key features.

    65 out of 100 matchContact sales

  6. Spendesk

    Spend management platform for finance teams

    Covers 8 of 15 key features.

    64 out of 100 matchContact sales

  7. SAP Concur

    Cloud platform for managing company travel, expense and invoice processes

    Covers 11 of 15 key features.

    63 out of 100 matchContact sales

  8. American Express Expense

    Online expense management service for American Express Card members.

    Covers 1 of 15 key features.

    62 out of 100 match—

  9. Fyle (now Sage Expense Management)

    Real-time expense management on your existing credit cards

    Covers 3 of 15 key features and starts cheaper.

    62 out of 100 match$11.99/mo

  10. AppZen

    Agentic AI for Accounts Payable and Expense Management

    Covers 8 of 15 key features.

    61 out of 100 matchContact sales

  11. Rydoo

    Smart expense management platform for finance teams

    Covers 4 of 15 key features and starts cheaper.

    61 out of 100 match$9/mo

  12. Navan

    Business travel & expense management. Solved.

    Covers 9 of 15 key features and starts cheaper.

    Free plan
    61 out of 100 match$15/mo