Nexu
Financing platform for LatAm car dealerships
Nexu is a Mexican automotive financing platform that provides credit and leasing for new and used car purchases. It works with dealerships and automaker brands to offer financing options, including for applicants with limited or imperfect credit history. The application process runs largely from a mobile device and includes preauthorization, biometric identity verification, address and income checks, approval, down payment, contract signing at the customer's home, and vehicle delivery.
The platform offers two main products: automotive credit, which finances a vehicle purchase, and automotive leasing, which provides a car for a defined period with the option to acquire it without residual value. Nexu also provides a viability check so applicants can see whether they qualify before proceeding, and it supports flexible payment plans. Dealerships and automaker brands can partner with Nexu to offer its financing to their customers.
Nexu is aimed at individual car buyers in Mexico, including those with limited credit history, as well as dealerships and automotive brands seeking to offer financing to their customers. Requirements include being of legal age, presenting valid identification, proof of income for the last three months, and recent proof of address; applicants under 25 need a co-signer. The pages do not specify a free plan, trial, or seat-based or usage-based packaging.
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