Netcapital

Netcapital is an online platform for investing in private companies and for entrepreneurs seeking to raise capital from investors. It provides a secure place to transact, with clear information intended to support investment decisions, and it facilitates communication between investors and company founders. The platform is designed to make private investments accessible to a broader range of investors, not only those with established connections, and to give innovators greater access to funding.

For investors, Netcapital offers startup dealflow that can be browsed by industry, funding round, geography, and other criteria. Investors can communicate directly with founders and management teams through discussion boards on offering pages, and they can invest online using a credit card, ACH, or wire transfer. An investor dashboard allows users to monitor their investments over time and receive company updates. Securities purchased through the platform are held by a custodian, with Netcapital's technology tracking and managing the shares. For entrepreneurs, the platform supports raising capital from investors, including friends, family, and customers.

Netcapital is intended for individual investors interested in early-stage private companies and for entrepreneurs looking to raise capital. The platform states that anyone can invest at least $2,500 per year in Netcapital offerings, with additional restrictions applying to non-accredited investors based on income and net worth. Investors can withdraw an investment commitment up to 48 hours before an offering closes. The platform also offers a newsletter with email alerts about new offerings and issuer updates.