Fee Navigator
Analyze merchant statements and build proposals in seconds
Fee Navigator is an AI-powered merchant statement analysis and proposal platform for the payments industry. It addresses the time-consuming work of reviewing merchant statements, identifying interchange costs and padding, and producing pricing proposals. Users can upload a statement for automated analysis or enter three data points for an instant quote when no statement is available. The platform supports custom pricing models including IC plus, flat, cash discount, surcharge, and tiered structures, with configurable minimum and target margin guardrails.
Key capabilities include automated profitability and residual calculations, interchange optimization for B2B and L2/L3 scenarios, multiple OCR engines with context-aware data extraction, and the latest published interchange schedules. Proposals can be exported as branded PDF, Word, or Excel documents and delivered via email with expiration and tracking. The platform integrates with Salesforce, IRIS, and other CRMs, and offers API access for custom applications. An AI assistant improves over time, with a studio interface for handling edge cases and optional human expert review for an additional fee.
Fee Navigator is designed for ISOs, payment providers, banks, ISVs, and merchant services sales teams. It is available in Silver, Gold, and Platinum editions, each with increasing user allowances, API access, and monthly human expert review allowances. The Platinum edition includes unlimited users and on-demand expert review. The platform notes that there are no long contract periods.
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