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Credit Letters Software

Credit repair platform with AI credit report analysis and dispute letter generation.

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Credit Letters Software is a cloud-based platform for credit repair businesses that brings client management, credit report analysis, dispute letter generation, and correspondence into a single dashboard. It addresses the manual work of reviewing credit reports, drafting dispute letters, and sending mail by extracting negative items from uploaded reports and connecting them directly to a letter workflow.

Core features include AI credit report analysis for PDF and HTML uploads, a Dispute Action Center, auto letter pre-fill, a letter queue system, and analysis history saved to client files. The platform offers 100+ preformatted dispute letter templates, report imports from IdentityIQ and SmartCredit, certified and first-class mail sending via LetterStream, fax transmission, SMS alerts, envelope and batch printing, suppression and e-OSCAR modules, a client portal with a mobile app, team management with custom roles, affiliates, scheduling, API access, and QuickBooks Online billing integration.

It is designed for both startup and established credit repair companies and consultants. A 7-day free trial with limited client slots is available without a card. Paid plans are offered on monthly or annual billing and are tiered by client slot limits, document storage, fax page allowances, and support level, with an unlimited-client edition available. AI usage is billed separately through credits.

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