Authorize.net
Payment gateway and merchant account provider for online and in-person payments.
Authorize.net is a payment gateway and merchant account provider that enables businesses to accept a wide range of payment types, including credit and debit cards, eChecks, and digital wallets such as Apple Pay, Google Pay, and PayPal. It solves the problem of managing payments across multiple channels by allowing businesses to process transactions online, in person via a card reader or smartphone tap-to-pay, over the phone through a Virtual Terminal, and through QR codes and digital invoicing.
Key features include Automated Recurring Billing for subscriptions and payment plans, an Advanced Fraud Detection Suite with customizable rules, and a Customer Information Manager for securely storing payment details to speed up checkout. The platform also offers digital invoicing, a Virtual Point of Sale, and an AI agent for reporting and analytics. It integrates with major shopping carts and has a network of certified technology and solution partners.
Authorize.net is designed for small to medium-sized businesses, freelancers, and nonprofits. It offers three pricing editions: an all-in-one plan that includes a merchant account and gateway, a gateway-only plan for those who already have a merchant account, and a gateway plus eCheck plan. All plans are priced per month with per-transaction fees, and there are no setup fees or early termination penalties.
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